Commerce · Group features
Multiple people. One order. Each pays their share.
Group Contributions lets several people fund a single order. Each contributor pays their defined share. The order is not considered funded until all contributions are confirmed.
Note: This is Commerce "split payments" — multiple people funding one order. Not Finance's Split Pay (one person, multiple sources).
The problem
Manual tracking creates friction
Splitting group purchases manually — tracking who paid what — creates friction and disputes. Chasing people over messages loses money and goodwill.
Who it's for
Groups purchasing together
Groups purchasing together where each person contributes a defined amount toward the total. Perfect for shared gifts, team orders, or any group buy with a known target amount.
How it works
One order, many contributors
Define shares
The organiser creates the order and assigns each contributor their share. Shares can be equal or different amounts — whatever suits the group.
Publish contribution requests
Requests are sent to each contributor. Publishing a request does not debit anyone — it notifies contributors of their share.
Order funded when all confirm
Each contributor pays their portion independently. The order is not considered funded until every contribution is confirmed.
Important distinctions
- Publishing requests ≠ debiting contributors
- Order not funded until all confirmed
Interactive example
₦90,000 order across 3 contributors: Ada ₦40,000, Tobi ₦30,000, Chidi ₦20,000. Ada and Tobi have paid; Chidi is outstanding.
Group order
₦90,0003 contributorsAda
Tobi
Chidi
Awaiting Chidi's contribution
Illustrative example
Roles and outcomes
Who does what
Organiser
Creates the order, assigns shares per contributor, publishes requests, and monitors funding progress.
Contributor
Receives a contribution request, reviews their share, and confirms payment from their own account.
Outcome
Each contribution tracked individually. Order marked funded only when every share is confirmed.
Comparisons
Group Contributions (Commerce) vs Finance Split Pay
| Feature | Group Contributions (Commerce) | Finance Split Pay |
|---|---|---|
| Purpose | Multiple people fund one shared order | One person pays from multiple sources |
| Who pays | Several contributors, each with a defined share | A single payer |
| Sources | Each contributor's own payment method | Multiple accounts / instruments of one person |
| Product | Commerce feature | Finance feature |
| Order funded when | All contributions confirmed | Single transaction completes |
FAQ
Common questions
Get started
Ready to collect group contributions?
Create a group order, assign shares, and let each contributor pay their portion — tracked automatically.
Create an order