Commerce · Payments
Create a link. Share it. Collect payment.
Payment Links let sellers create a shareable link for a specific amount and purpose. Buyers open the link, review the transaction details, and proceed to checkout. Opening the link does not charge the buyer.
Create a linkThe problem
No catalogue? Still need to collect.
Sellers need to collect payment outside a full catalogue listing — for deposits, custom orders, or event spots. Manually sharing bank details is error-prone and hard to track.
Who it's for
Sellers and buyers outside the catalogue
Sellers collecting payments for specific purposes. Buyers paying for a defined item or service via a shared link — without needing to browse a full store.
How it works
Three steps from creation to payment
Create
Enter the purpose, amount, link type (single-use or multi-use), and optional expiry. The link is generated instantly.
Share
Copy the link and send it via any channel — message, email, or social. Buyers don't need an account to open it.
Buyer reviews and pays
The buyer sees the amount, purpose, and merchant name. They choose to proceed — opening the link never initiates a charge.
Important distinctions
- Opening a link ≠ authorising a debit
- Link status ≠ individual payment status
Interactive example
Merchant creates a "Photography session deposit" link for ₦15,000 — single-use, 7-day expiry. Walk through creation, the generated link, and the buyer's view.
Create a payment link
Illustrative example
Link lifecycle
Link states
Single-use vs Multi-use
| Feature | Single-use | Multi-use |
|---|---|---|
| Payments accepted | One | Many (up to defined limit) |
| Expires after use | Yes | No (by time/limit only) |
| Best for | One-off deposits, reserved spots | Ongoing collections, events |
Payment Link vs Invoice vs Catalogue listing
| Feature | Payment Link | Invoice | Catalogue listing |
|---|---|---|---|
| Created by | Seller | Seller | Seller |
| Buyer finds it via | Shared link | Direct send | Browse / search |
| Itemised | Purpose + amount | Line items, tax, terms | Full product listing |
| Best for | Deposits, custom orders, events | Formal billing | Catalogue sales |
FAQ
Common questions
Get started
Ready to collect payment with a link?
Create your first payment link in seconds — no catalogue required. Share it anywhere, collect payment, and track status in one place.
Create a payment link