From visibility to action — in four stages.

Connect accounts (AIS)

With your permission, Flur connects to supported external accounts via account information services. This gives Finance the data it needs to show you the full picture.

See patterns (Money DNA)

Money DNA analyses connected account activity and shows patterns — income vs spending, committed costs, monthly comparisons — so you understand what is happening and why.

Inspect records (Transactions)

Browse the detailed transaction history from your connected accounts. Information access — not payment authority.

Set up a Money Plan

Describe an intention in plain language. Flur clarifies the details. You review the full structured rule — source, amount, timing, conditions — and approve before anything runs.

Money flows to Savings Wallet

Approved plan rules move money to your Savings Wallet on the schedule you reviewed. You can pause or cancel at any time.

Track progress

The Savings Wallet shows progress toward your goal — amount saved, amount remaining, next scheduled transfer.

Family / Group / Shared wallets

Set up the right shared arrangement for your situation: Family Wallet for household money, Group Wallet for a collective purpose, Shared Wallet for defined access without pooling.

Coordinate spending

Members contribute, request, and spend within defined rules. Admins and owners review and approve. Everyone sees what their role permits.

Approve requests

Spending requests are shown for review before any money moves. Approval is explicit — no silent deductions.

Group Split (allocate cost)

When a group shares a cost, Group Split works out who owes what — with adjustments for extras, exclusions and covered amounts. Confirming sends requests. Money does not move automatically.

Split Pay (fund your share)

One person's payment can be funded from multiple sources — wallet + connected account — each leg tracked separately.

Secure Pass (delegate access)

Give a chosen person a defined spending permission with a cap and validity period. The permission is scoped — not full account access.