Money Plan
Describe a financial intention in plain language. Flur turns it into a structured, reviewable plan with source, destination, timing, and conditions — then waits for your approval before doing anything.
Problem it solves
Setting up recurring transfers usually requires menus, schedules, and exact account details upfront. Money Plan lets you describe an intention first, then build the structured plan from that description — with explicit review before activation.
Who uses it
Anyone who wants to automate a financial behaviour — saving toward a goal, scheduling a regular transfer — without manually configuring every parameter from scratch.
What it does
A plan can have any number of scheduled runs. A material change to an approved plan requires fresh review.
Complete scenario
Illustrative example
Ada types:
"I want to save ₦10,000 every Friday but only if I still have at least ₦50,000 left after."
Flur asks:
"Which account should we move from, and where should the savings go?"
Ada replies:
"From my current account, into my New Laptop savings wallet."
Run history (recent)
Lifecycle states
Important distinctions: A chat reply is not approval — the review card must be explicitly confirmed. A material change to an active plan (new amount, new schedule, new condition) resets the plan to "Ready for review". "Next scheduled run" reflects the upcoming attempt; it is independent of the last run's result.
vs. Savings Wallet
Money Plan is the mechanism that moves money on a schedule; a Savings Wallet is a destination where that money accumulates toward a goal. They work together — Money Plan feeds a Savings Wallet — but are separate features.
FAQs
Can Flur create and activate a plan without my approval?+
No. Regardless of how a plan was described or how many clarifications were exchanged, a plan only becomes active after you explicitly approve the review card. A chat reply is not approval.
What happens if I don't have enough funds on the scheduled day?+
That depends on the condition you set. In the "skip and notify" mode, the run is recorded as Skipped and you receive a notification. The plan remains active and will attempt again on the next scheduled date.
Can I pause a plan without deleting it?+
Yes. An active plan can be paused. While paused, scheduled runs are skipped. You can resume at any time without re-reviewing the plan, provided no material changes were made.
Does one failed run cancel the entire plan?+
No. A failed run is recorded in the run history but the plan remains active. Consecutive failures or a manually triggered review may prompt you to investigate, but the plan is not automatically cancelled.
Can I have multiple Money Plans active at the same time?+
Yes. Each plan is independently configured, reviewed, and tracked. Conditions on each plan are evaluated independently at run time.