For people

Your money, organised for what matters.

Whether you're tracking where it all went, planning what it should do next, or coordinating a purchase with people you trust — Flur is built for how money actually moves in your life.

Three things Flur helps you do

Use one, two or all three — each works independently and connects when you want it to.

AIS · Money DNA · Transactions

Understand what's happening

Connect supported bank accounts with your permission. Flur surfaces your full balance picture — ₦847,200 at one institution, ₦234,500 at another — without giving anything permission to move money.

Example — illustrative only

"I have more income this month but less left. What happened?"

Money DNA investigates and surfaces three recurring transfers — each approved in separate sessions — that account for the ₦47k gap. The answer is grounded in your actual records.

Money Plan · Savings Wallet

Make money do something specific

Describe what you want — Flur turns it into a structured rule you review before anything runs. The rule shows source, destination, amount, timing and conditions. You approve it; then it runs.

Example — illustrative only

Move₦10,000

EveryFriday

ToEvent Savings Wallet

Skip if balance below₦50,000

Group Commerce · Group Split · Split Pay

Buy or book something together

Coordinate a shared purchase — choose together, split the cost, pay separately. Each person sees their share and their funding source. Requests don't debit anyone automatically.

Example — illustrative only

3 friends, ₦165,000 event outfit order — ₦55,000 per share.

Ada₦20k wallet + ₦35k account₦55,000

Kemi₦55k wallet₦55,000

Tolu₦55k account₦55,000

Shared money tools

Each arrangement has a different scope, funding model and visibility pattern. They are not interchangeable.

Family Wallet

A household arrangement for contributions and permitted spending.

Each member has an appropriately scoped view. Contributions, balances and spending are tracked with role-based visibility.

Group Wallet

A shared pot for a group or a specific purpose.

₦200k contributed minus ₦120k spent leaves ₦80k. Contribution history stays at ₦200k — these are different figures, shown separately.

Shared Wallet

Shared access under a defined funding and permission model.

Shared access does not require everyone to deposit into a common pot. Funding, ownership and visibility are scoped separately.

Secure Pass

Give someone controlled spending access with a defined limit and validity.

The permission card shows recipient, cap and remaining allowance. No card details shared. Revocable at any time.

What you share, you choose to share.

Flur is built around explicit permission at each step. Nothing connects, moves or shares without your action.

AIS consent

Account information access requires your explicit consent per institution. Connecting an account does not grant payment authority.

Spending limits

Secure Pass limits are set by you. Family and Group Wallet access is scoped by role. No arrangement gives uncapped access by default.

Revocable access

You can revoke AIS consent, cancel a Money Plan rule, or withdraw Secure Pass at any time. Pending actions are held, not ignored.

See Trust & Controls →

Ready to get started?

Flur Finance is where individual and shared money tools live.

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