One amount. Funded from where you choose.
Split Pay lets one customer combine supported sources to fund their single payment. Not a loan or instalment — each leg is tracked separately.
"Where does this person's payment come from?"
Split Pay = one payer / Group Split = several people. They describe different situations and can be used together — Ada pays her Group Split share using Split Pay.
AIS ≠ payment authority
Account information access (AIS) allows Flur to read relevant account data to assist with source selection. AIS information access does not by itself authorise an account to fund a payment — a separate, explicit authorisation step is always required.
Ada's ₦70,000 share.
₦20,000 from her Flur wallet. ₦50,000 from her connected account. Both legs confirmed — ₦70,000 total. Allocation exactly equals her Group Split share.
Flur wallet
Funding leg
Connected account
Funding leg
What if the second source fails?
The wallet leg confirms ₦20,000. The connected account leg fails. The collection shows ₦20,000 confirmed and ₦50,000 unresolved — not ₦70,000 collected.
✗ No automatic retry
✗ No silent source substitution
✗ No double charge to wallet
Recovery path depends on implementation and the nature of the failure.
Flur wallet
Funding leg
Connected account
Funding leg
Six steps, clearly.
Confirm amount
Ada's Group Split share is ₦70,000. That is the total her Split Pay must cover.
Choose sources
Ada selects her Flur wallet and connected account as the two funding sources.
Allocate amounts
Wallet: ₦20,000. Connected account: ₦50,000. Allocations must equal the total — ₦70,000 ✓
Review
Confirm that sources, amounts and total are correct before proceeding. No silent substitution.
Authorise
Ada authorises the payment. Each source leg is processed separately.
Track each leg
Wallet leg: Confirmed ₦20,000. Account leg: Confirmed ₦50,000. Total confirmed: ₦70,000.