The next chapter of business money.
Three coming-soon capabilities that extend business payment control into understanding, planning and protecting money.
Expressly planned. Status visible.
Business Money DNA
Understand supported financial activity and patterns
Helps a business understand supported financial activity, patterns and changes across a period — separating internal transfers from income and sales from profit. Data coverage and scope made visible.
PROPOSED USE CASE
Understand whether a period's inflows came from sales, transfers or other sources — and see how that has changed.
WHAT IT IS NOT
Not a cash-flow forecast
Not bookkeeping or accounting software
Not tax advice or financial planning
Business Money Plan
Organised money action with a reviewed rule
Turn a business money intention into a supported reviewed rule: source, destination, trigger, amount, conditions and failure behaviour. The business reviews it before activation.
PROPOSED USE CASE
Set a rule: when collections exceed ₦X, move ₦Y to Operations — reviewed and activated by the business.
WHAT IT IS NOT
Not the same as a Pricing Engine
Not a fixed percentage split product
Not automatically active — reviewed before activation
Protected Balances
Money earmarked under defined conditions
Earmark money for supported purposes under defined rules governing its use or release. Differs from a named subaccount or an unrestricted savings destination. Conditions to be defined with the product.
PROPOSED USE CASE
Earmark ₦50,000 for tax obligations — visible as reserved, not available for other uses until the condition is met.
WHAT IT IS NOT
Not insured or guaranteed funds
Not an irreversible lock — conditions govern release
Not escrow in the legal sense
Not the same as a named subaccount
Early-stage thinking.
These are concept-stage features. They may change significantly or not proceed. Clearly labelled.
Invoice AI preparation
Extract, review and prepare a payment draft
A fictional invoice produces an extracted draft with supplier, amount, currency, due date and payment details. Unclear values require correction. The invoice does not establish beneficiary authenticity. Review through business approvals.
Batch payment preparation
Review rows before creating payment drafts
A sample table contains one missing recipient and one possible duplicate. The concept asks for review rather than turning every row into an automatic payment. A prepared draft is not a transfer.
Let us know you're interested.
We'll follow up when these features are closer to availability.